Whether you're still browsing through your first set
of homes or are comparing the finalists, these steps
will help you in your first home purchase Buying your
first home can and should be a fun and exciting experience.
I will be available throughout the process to assist
you and answer your questions.
View the buyer Timeline link below to see how the process
will go.
Buyer
Timeline
Use the series of steps below to make your home buying
experience smooth and enjoyable:
-
Select me as your Realtor. I pride my work as a Realtor
and have testimonials
from buyers that you should read.
-
Determine a realistic price range. Your mortgage lender
can determine in a matter of minutes how much of a loan
your pre-approved for, depending upon your income and
debts. With these numbers in hand, we can begin looking
at homes.
-
View a variety of homes and neighborhoods. Don't be
discouraged if you don't find the right home the first
day. Also remember that love at first sight can apply
to homes too.
-
Select the home for you and I'll write up the offer
to present to the seller's Realtor. When both parties
have agreed to all terms in writing, you are ready to
begin the loan process.
-
Apply for your mortgage loan,
after comparing rates offered by several banks, mortgage
lenders and brokers. The lender should guide you through
each step of the process.
-
I will help arrange for a home inspection by a Licensed
Massachusetts Home Inspector. You can also have a licensed
pest inspector check the home for termites. Both should
provide written reports upon inspection completion.
-
Consider a
home warranty plan. A Home Warranty will, upon failure
of eligible systems and components of your home, provide
for repair or replacement. These plans are effective
for one year from the closing date.
-
Plan your move well ahead of time. Contact utility
companies in advance, and if you are currently renting,
give your landlord at least 30 days notice before vacating.
Enjoy your new home. Home ownership is the American
dream. By planning ahead, getting involved and staying
informed, you can start building on that dream today.